Last updated: October 31, 2026 · By Leo Robles, founder of Let's Grow Movement, brokered by eXp Realty
Short answer: At an example average gross commission of $10,000 per deal, a full year at eXp costs $13,530 on 6 deals, $19,040 on 12 deals, $22,370 on 24 deals and $24,670 on 40 deals, counting the 80/20 split, the $16,000 cap, per-deal fees and the $85 monthly fee. At that commission you hit the cap on your 8th deal, and after that you keep 100% of your commission but pay $250 per deal for your next 20 deals, then $75 per deal.
This page is the worked math. For a plain overview of every eXp fee, start with eXp Realty fees and cap. Below: the fees used in every example, when you hit the cap, one table for each deal count, a side-by-side summary and how to run your own numbers. For every guide, start at the Let's Grow Hub.
These are the U.S. figures used on this page. Every example uses the same assumption: an average gross commission of $10,000 per deal. This is an example assumption, not a typical or promised result. Your own average will be different, so swap in your number.
| Fee | Amount | When you pay it |
|---|---|---|
| Commission split | 80% to you, 20% to eXp | On every deal until you reach the cap |
| Annual cap | $16,000 | Once 20% of your commission adds up to $16,000 in your anniversary year, the split stops |
| Post-cap fee | $250 per deal for your next 20 deals, then $75 per deal | On deals after you cap, for the rest of your anniversary year |
| Broker review fee | $25 per deal | On every deal (see the note below for post-cap deals) |
| Risk management fee | $60 per deal, capped at $750 a year | On every deal until you have paid $750 for the year |
| Monthly fee | $85 a month ($1,020 a year) | Every month |
| Start-up fee | $149 one time | When you join (eXp says it includes your first month) |
About the $25 broker review fee after you cap: eXp's income page says capped deals are still "subject to standard transaction and broker review fees." This page shows the $25 separately on every deal, including post-cap deals. Confirm with your sponsor exactly how it is charged on your post-cap deals.
You hit the cap once you have paid eXp $16,000 in split. At 20%, that takes $80,000 in gross commission in your anniversary year. How many deals that takes depends on your average commission:
| Average gross commission per deal | 20% split per deal | You hit the cap on |
|---|---|---|
| $5,000 | $1,000 | Deal 16 |
| $8,000 | $1,600 | Deal 10 |
| $10,000 (the example used on this page) | $2,000 | Deal 8 |
| $15,000 | $3,000 | Deal 6 |
If your average is $8,000, the 10th deal finishes the cap: the first 9 deals pay $14,400 and the 10th pays the last $1,600. The cap runs on your anniversary year, starting from when you join, not on January 1.
You do not hit the cap. Six deals at $10,000 put $12,000 toward the $16,000 cap, so every deal stays on the 80/20 split.
| Line | How it adds up | Amount |
|---|---|---|
| Gross commission (example) | 6 deals × $10,000 | $60,000 |
| 80/20 split (cap not reached) | 6 × $2,000 | $12,000 ($4,000 short of the cap) |
| Broker review fee | 6 × $25 | $150 |
| Risk management fee | 6 × $60 | $360 |
| Monthly fee | 12 months × $85 | $1,020 |
| Total yearly cost | $13,530 | |
| Gross commission left after eXp fees | Before your own business costs | $46,470 |
You hit the cap on deal 8, after $80,000 in gross commission. Deals 9 to 12 are post-cap deals at $250 each.
| Line | How it adds up | Amount |
|---|---|---|
| Gross commission (example) | 12 deals × $10,000 | $120,000 |
| 80/20 split until the cap | Deals 1 to 8: 8 × $2,000 | $16,000 (cap reached) |
| Post-cap fee, $250 per deal | Deals 9 to 12: 4 × $250 | $1,000 |
| Broker review fee | 12 × $25 | $300 |
| Risk management fee | 12 × $60 | $720 |
| Monthly fee | 12 months × $85 | $1,020 |
| Total yearly cost | $19,040 | |
| Gross commission left after eXp fees | Before your own business costs | $100,960 |
You hit the cap on deal 8. Deals 9 to 24 are 16 post-cap deals at $250 each, and the risk management fee stops at $750 partway through deal 13.
| Line | How it adds up | Amount |
|---|---|---|
| Gross commission (example) | 24 deals × $10,000 | $240,000 |
| 80/20 split until the cap | Deals 1 to 8: 8 × $2,000 | $16,000 (cap reached) |
| Post-cap fee, $250 per deal | Deals 9 to 24: 16 × $250 | $4,000 |
| Broker review fee | 24 × $25 | $600 |
| Risk management fee | 24 deals at $60, stops at the $750 yearly cap | $750 |
| Monthly fee | 12 months × $85 | $1,020 |
| Total yearly cost | $22,370 | |
| Gross commission left after eXp fees | Before your own business costs | $217,630 |
You hit the cap on deal 8. Deals 9 to 28 are your first 20 post-cap deals at $250 each, then deals 29 to 40 drop to $75 each.
| Line | How it adds up | Amount |
|---|---|---|
| Gross commission (example) | 40 deals × $10,000 | $400,000 |
| 80/20 split until the cap | Deals 1 to 8: 8 × $2,000 | $16,000 (cap reached) |
| Post-cap fee, $250 per deal | Deals 9 to 28: 20 × $250 | $5,000 |
| Post-cap fee, $75 per deal | Deals 29 to 40: 12 × $75 | $900 |
| Broker review fee | 40 × $25 | $1,000 |
| Risk management fee | 40 deals at $60, stops at the $750 yearly cap | $750 |
| Monthly fee | 12 months × $85 | $1,020 |
| Total yearly cost | $24,670 | |
| Gross commission left after eXp fees | Before your own business costs | $375,330 |
Same example assumption: $10,000 average gross commission per deal, a full year after your first.
| 6 deals | 12 deals | 24 deals | 40 deals | |
|---|---|---|---|---|
| Gross commission | $60,000 | $120,000 | $240,000 | $400,000 |
| Cap reached? | No | On deal 8 | On deal 8 | On deal 8 |
| 80/20 split paid | $12,000 | $16,000 | $16,000 | $16,000 |
| Post-cap fees ($250, then $75) | $0 | $1,000 | $4,000 | $5,900 |
| Broker review ($25 per deal) | $150 | $300 | $600 | $1,000 |
| Risk management ($60, max $750) | $360 | $720 | $750 | $750 |
| Monthly fees ($85 × 12) | $1,020 | $1,020 | $1,020 | $1,020 |
| Total yearly cost | $13,530 | $19,040 | $22,370 | $24,670 |
| Total cost as a share of gross | 22.6% | 15.9% | 9.3% | 6.2% |
The pattern: once you cap, your yearly cost grows slowly, because each extra deal adds a per-deal fee instead of a 20% split. These are example numbers, not a prediction of what you will earn.
| On one $10,000 deal | Before the cap | After the cap (first 20 post-cap deals) | After the cap (after 20 post-cap deals) |
|---|---|---|---|
| Split or post-cap fee | $2,000 (20%) | $250 | $75 |
| Broker review fee | $25 | $25 (confirm with your sponsor) | $25 (confirm with your sponsor) |
| Risk management fee | $60 until you reach $750 for the year | $60 until you reach $750 for the year | $60 until you reach $750 for the year |
| Most you pay eXp on that deal | $2,085 | $335 | $160 |
The tables above show a full year after your first. In your first year, add the $149 start-up fee. eXp's knowledge base says the $149 includes your first month's $85 fee, so your first year costs $64 more than the totals above ($149 minus the $85 month it covers). For example, 12 deals would be $19,104 in your first year instead of $19,040.
Let's Grow Movement is led by Leo Robles, who has about 20 years in sales and real estate leadership. LGM is a large, active agent community, and there is no fee to join Let's Grow Movement.
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You hit eXp's $16,000 cap once 20% of your gross commission adds up to $16,000, which is after $80,000 in gross commission in your anniversary year. At an example average of $10,000 per deal, that is your 8th deal. At $5,000 per deal it would be your 16th.
After you cap you keep 100% of your commission for the rest of your anniversary year, but per-deal fees continue: $250 per deal for your next 20 deals, then $75 per deal, plus the $60 risk management fee until it reaches $750 for the year. eXp's income page says capped deals are still subject to standard transaction and broker review fees, so this page shows the $25 broker review fee separately on every deal. Confirm with your sponsor how it is charged on post-cap deals.
Yes. eXp lists an $85 monthly cloud brokerage fee for U.S. agents, which is $1,020 a year. There is also a $149 one-time start-up fee, and eXp's knowledge base says it includes your first month's $85 fee.
At an example $10,000 average gross commission, 12 deals cost $19,040 in a full year: the $16,000 cap, $1,000 in post-cap fees, $300 in broker review fees, $720 in risk management fees and $1,020 in monthly fees. Add the $149 start-up fee in your first year, minus the $85 first month it covers.
No. Once you have paid the $16,000 cap, eXp says you keep 100% of your commission for the rest of your anniversary year. You still pay the per-deal fees shown on this page.
No. The cap runs on your anniversary year, which starts from when you join, not on the calendar year.
Team caps vary by team; ask your sponsor. Get the team's split, cap and fees in writing before you join.
No. There is no fee to join Let's Grow Movement. You can book a free discovery call with Leo Robles and bring your own numbers.
Sources checked Oct 31, 2026: eXp Realty's income disclosure page (exprealty.com/income) for the 80/20 split, $16,000 cap, $149 start-up, $85 monthly, $25 broker review, mentor program split and the note that capped deals stay subject to transaction and broker review fees; eXp's join page (exprealty.com/join-exp) for U.S. start-up, monthly and broker review fees; the eXp knowledge base page on monthly fees for the $149 start-up including the first month; and eXp's U.S. Policies and Procedures (Sept. 15, 2025 version, filed publicly with the SEC) for the post-cap fee tiers. The risk management and post-cap fee figures and Let's Grow Movement details are from Leo Robles. Leo Robles's Google Business Profile reviews were collected Oct 24, 2026. All dollar examples use an assumed $10,000 average gross commission and are not a prediction or promise of income. Fees change, so confirm current figures with your sponsor before you decide.